This week's episode is a short one, and that is intentional. I wanted to come straight to you with something I think could genuinely change the conversation your family is having right now.

If you have been thinking about creating a multi-generational home but keep getting stuck on the money side of things, this workshop was built for exactly that moment.

On May 14th, I am hosting the Multi-Gen Finance Workshop live on Zoom with my mortgage lender partner Michael Pankow. Michael and I are both Certified Senior Advisors, and we approach family financial solutions the same way: creatively, practically, and with your whole picture in mind.

What we will cover:

Non-lender financing options, including family contributions, shared equity agreements, and rental income strategies Traditional and non-traditional loan products: conventional mortgages, bank statement loans, construction loans, reverse mortgages, cash-out refinances, VA loans, FHA loans, and more. Which financing paths work best depending on your credit, savings, employment type, and monthly budget goals

Whether your family is just starting to explore this or you have been circling the idea for a while, this is the place to finally understand what is actually available to you.

Workshop Details

Date: Thursday, May 14th Time: 11 a.m. Pacific / 2 p.m. Eastern
Format: Live on Zoom
Cost: Free

REGISTER HERE: https://juliford.myflodesk.com/finance

This episode is brought to you by the MultiGen Money Guide. If you have been thinking about combining households, the guide walks you through every financial decision to make before anyone signs anything. Ownership options, financing paths, and the conversations that protect everyone. Get it at juliford.com/multi-gen.

Connect with Juli Website: juliford.com Email: [email protected] Instagram: @itsjuliford

This episode is one I almost didn't record. It's a true story about someone I know, and it did not have a happy ending. I'm sharing it anyway because I believe it could protect someone you love.

In this episode, I walk through a real situation involving a woman I worked with years ago who recently sold her home under circumstances that were far from ideal. She was ill, isolated, and was approached by a neighbor who happened to be a real estate agent with a cash buyer in hand. She signed the offer without counsel. She closed without the legal protections that could have safeguarded her home equity and her future care. By the time I found out, it was too late to go back.

What you'll hear in this episode:

Why your primary residence carries legal protections that your home sale proceeds do not, and why that distinction matters enormously for older adults 

The difference between having a real estate agent and having a real estate agent who actually understands what aging clients need

What a Certified Senior Advisor® designation means, why I pursued it, and why a quick one-day certification is not the same thing

The one question that I believe every professional, neighbor, and family member should ask before an older adult moves forward with a home sale

Why I always slow the conversation down and start with where someone is going, not what they are selling

Resources and professionals you should have in your network before a transition like this ever arises, including elder law attorneys and your local Council on Aging

Who should be listening to this episode: If you are an older adult, a family member or friend of one, or a professional who works with older adults, especially in real estate, this one is for you.

This is not a comfortable episode. But I believe someone out there needs to hear it.

Resources mentioned:

Elder law attorney referral: reach out to Juli directly at juliford.com

Council on Aging: search your county or municipality for your local COA

Certified Senior Advisor® (CSA®) credential: csa.us

Seniors Real Estate Specialist (SRES): designation offered through the National Association of Realtors

Connect with Juli:

Website: juliford.com

Instagram: @itsjuliford

If you found this episode valuable, please share it with someone who has an aging parent, an older neighbor, or anyone navigating a home transition without much support. Following and subscribing helps more people find the show.

When Rhea and her wife Abi could not find a home that worked in Massachusetts’ highly competitive housing markets , they made a different choice. Abi's parents had 1.7 acres, a hill, and an idea. What followed was a brand new ADU built from foundation to staged in 110 days, and a family bond that grew stronger in the process.

Juli sat down with her niece Rhea right in the beautiful new kitchen to have a real, unscripted conversation about what this path actually looks like, from the first family conversation to move-in day.

What You Will Hear in This Episode

• How the idea started and what the early conversations with Abi's parents sounded like
  
• The $40,000 budget shift that came from a setback requirement, and how they got creative to make up the difference
  
• The 110-day build timeline and how the family saved roughly $35,000 through sweat equity, including clearing 200 trees and laying their own floors
  
• How they financed the build using a combination of a home equity line of credit, construction loans, personal loans, and individual savings
  
• The conversations they had with Abi's brother about what this arrangement means for the family long term
  
• What Rhea wishes more people understood about the stigma around this choice, and why she says it is not moving backward, it is just succeeding in a different way
  

RESOURCES AND LINKS MENTIONED

Multi-Gen Money Guide: juliford.com/multi-gen

Free multigenerational home financing workshop coming in May: sign up at juliford.com to be notified when registration opens

ABOUT THE GUEST

Rhea Creighton-Ford is Juli's niece and a recent first-time homeowner who built a backyard ADU on her in-laws' property alongside her wife Abi and Abi's parents, Terry and Kevin.

juliford.com/multi-gen | @itsjuliford on Instagram | juliford.com

What if everything you thought you knew about retirement was built on an outdated model designed for a life expectancy that no longer exists?

That is the question at the center of this conversation, and the answer might surprise you.

Gregg Lunceford is a Managing Director and Wealth Advisor at Mesirow Wealth Management with over 33 years of experience in financial services. But what makes him truly unique is this: in the middle of a successful career, he went back to school and earned his PhD specifically to study what people actually experience when they transition out of work. Not just the financial side. The human side.

He is also the author of Exit from Work: What Will the New You Look Like? and today he is sharing some of the most important ideas from that book.

In this episode we talk about:

• Why 65 is an arbitrary retirement age that was set when the average person did not live past their early 60s
• Why the IRS already assumes you will live to 90, which means retiring in your 60s puts you closer to middle age than old age
• The difference between retiring FROM something and retiring TO something
• Why this is the only life transition that comes without a guidance counselor, a mentor, or a plan
• How the Golden Girls actually modeled one of the most financially and socially smart living arrangements for this stage of life
• The growing movement of university-based retirement communities and why they are worth knowing about
• How multi-generational living fits into the bigger picture of building a rich third age and how multi-generational friendships are critical to thriving through all stages of life
  

The way Gregg speaks of the idea of the Third Age will stay with me. We are living longer, we are need to stay healthier longer, and most of us still have so much to give. The question is whether we are going to drift into this chapter or design it.

This episode is for you if you are anywhere near 50 or beyond and starting to wonder what comes next.

LINKS AND RESOURCES

Gregg's book, Exit from Work: What Will the New You Look Like? 

https://a.co/d/07eL72SP

Connect with and learn more about Gregg Lunceford at Mesirow Wealth Management: https://www.mesirow.com/bio/gregg-lunceford

Multi-Gen Living Guide. Toolkit, and Money Guide: juliford.com/multi-gen

Work with Juli: juliford.com

Follow Juli on Instagram: @itsjuliford

Juli just returned from speaking at Rise Retreat in Scottsdale, Arizona and she cannot stop thinking about what happened in that room.

This episode is her reflection on what it means to step into your leadership, your authority, and your full self at this stage of life. Whether you are navigating multi-generational living, rebuilding your business after your kids leave home, or just trying to get out of your own way, this one is for you.

WHAT JULI COVERS IN THIS EPISODE

Last year at Rise Retreat, Juli felt completely out of place. She barely knew anyone. She was at a crossroads in her business and honestly questioning whether she belonged there at all.

This year she returned as a speaker to a room of over 300 women and everything was different. Not because she had changed on the outside, but because she stopped waiting until she felt ready and just showed up anyway.

She shares the moment from her talk that she did not plan, the one about putting on whatever pants fit and getting out there and doing your life. And she shares why the response from women in that room, many of them with tears in their eyes, stayed with her.

Because this is not just about real estate conferences. This is about every woman over 50 who is holding herself back because she does not feel like enough. Not thin enough, not young enough, not polished enough.

And Juli talks about the real cost of that, not just for us, but for the people we are meant to serve and the lives we are meant to live.

Here is what she knows to be true. Your experience and your authenticity at this stage of life are your superpower. The wisdom you carry, the decades behind you, the way you hold your family together in the sandwich generation, the way you show up in your home, your business, your community. That is leadership. And it is time to own it.

WHO THIS EPISODE IS FOR

Women in their 50s, 60s, and 70s navigating major life transitions

Women in the sandwich generation caring for aging parents while still raising or launching their own children

Women exploring or living in multi-generational households

Women rebuilding or relaunching a business in this chapter

Anyone who has ever let how they look or how they feel about how they look keep them from showing up fully

RESOURCES AND LINKS

Juli Ford website: juliford.com

Multi-Gen Living Free Guide: juliford.com/multi-gen

Follow Juli on Instagram: @itsjuliford

KEEP THE CONVERSATION GOING

If this episode landed for you, share it with a woman in your life who is ready to step into her own leadership. And come back next week.

In this episode, Juli Ford and Kim Buckner pick up right where they left off - and this time, they get practical.

Kim has coached women in business for more than a decade. And in Part Two, she gets into the one thing she sees holding women back almost every single time. Not skills. Not market conditions. Not experience. She names it in the first few minutes - and a lot of women are going to feel seen when she does.

Together, Juli and Kim explore what it actually looks like to stop overgiving, stop overcompensating, and start showing up as the fullest version of yourself - for the people and things that actually deserve her.

This conversation covers:

• The single biggest thing holding women back in their businesses - and why it has to be reprogrammed multiple times a day
• Why being over 50 is actually the advantage - and what it means to finally stop caring about opinions that have no bearing on your life
• What Kim says to a coaching client who is afraid to take a risk or start over
• The exact words to use when someone underestimates you 
• Why boundaries are not just good for you - they are good for everyone around you
• Kim's life mantra: reciprocity is king - what it means and why it changes everything
• The one thing Kim would tell any woman who is depleted, overextended, or rebuilding herself right now
  

Missed Part One? Go listen to that first and then come back here!

Resources Mentioned

The Ladder Collective with Kim Buckner - Social Media Mastery for realtors and entrepreneurs Starts April 20th → stan.store/kimbuckner/p/the-ladder-collective-social-media-mastery

Connect with Kim
https://www.kimbucknerrealtor.com/

Follow Kim on Instagram: @kimbucknerrealtor

Resources from Juli
Free Multi-Gen Living Guide and The Multi-Gen Family Toolkit → https://juliford.com/multi-gen

Real estate agents - join Juli’s agent newsletter here → juliford.myflodesk.com/agent-updates

Follow Juli on Instagram: @itsjuliford 

Connect with Juli: https://juliford.com/

In this episode, Juli Ford sits down with her friend and fellow real estate entrepreneur, Kim Buckner, for a conversation that starts warm and gets real fast.

Kim is a 17-year real estate veteran, former Team Leader and CEO of one of the largest brokerages in the US, and founder of a private coaching company for realtors and entrepreneurs. She has spent more than a decade coaching women in business - and for the last several years, exclusively women. She knows exactly where we get stuck.

Together, Juli and Kim explore what it actually looks like to stop apologizing for taking up space - in your business, in your family, and in your own life.

This conversation covers:

• Why saying no feels like admitting weakness - and where that belief comes from
• The seven-day no-apology assignment Kim gives her coaching clients
• The "default daughter" - why one person in every family ends up carrying it all
• Kim's story of her daughter Morgan at age three and what it taught her about whose comfort we are actually responsible for
• Raising daughters differently - and what it feels like to watch young women move through the world with a confidence we had to build the hard way
• What reinvention looks like when it starts from the inside
  

This is Part One of a two-part conversation. Part Two drops soon.

Resources Mentioned

The Ladder Collective with Kim Buckner — Social Media Mastery for realtors and entrepreneurs Starts April 20th → stan.store/kimbuckner/p/the-ladder-collective-social-media-mastery

Connect with Kim
https://www.kimbucknerrealtor.com/

Follow Kim on Instagram: @kimbucknerrealtor

Resources from Juli
Free Multi-Gen Living Guide and The Multi-Gen Family Toolkit → https://juliford.com/multi-gen

Follow Juli on Instagram: @itsjuliford 

Connect with Juli: https://juliford.com/

For years, the desire has been there. Families wondering if there was a better way to care for aging parents, support adult children, and design a home life that actually worked for everyone. The demand was real, but the barriers, the financing, the zoning, the cultural conversation, kept getting in the way.

That is changing. And this year, it is changing fast.

In this episode, Juli shares the data and the personal story behind why she believes 2026 is the threshold year for multi-generational living. This is not a trend. It is a movement. And if your family has been wondering whether it could work for you, this episode is the one to share.

What we cover in this episode:

The first baby boomers are turning 80 this year, and the senior housing system is not ready. Juli breaks down what that means for families and why the traditional model is misaligned with what today's older adults actually want.

Why the ADU market is growing at 18.6% annually and what that number means for families thinking about adding a backyard bungalow, a basement apartment, or an attached addition.

Brand new financing just announced in Massachusetts: MassHousing has launched a second mortgage product of up to $250,000 for a detached ADU and up to $150,000 for an attached ADU, designed specifically for low and moderate income homeowners who may not have significant equity.

The values shift driving all of this. Today's 80-year-old may not want what senior housing has traditionally offered. She wants independence. She wants family proximity. She wants a life designed for who she actually is.

Why the women in the sandwich generation are the ones leading this transformation and how Juli thinks about carrying that leadership role without carrying all of the weight.

What Juli has learned in nearly 11 years of living in a multi-generational home and why this conversation went from a personal solution to a national media story in just one year.

Resources mentioned in this episode:

Free Multi-Generational Living Guide: download at juliford.com/multi-gen

The MultiGen Family Toolkit: a seven-part guide to planning your multi-gen home, $47, available at juliford.com/multi-gen

This episode is for you if:

You are in your 40s, 50s, 60s, or beyond and thinking about what the next chapter of home looks like for your whole family. 

You have aging parents and you are trying to figure out how to keep everyone close without losing yourself in the process. 

You have been curious about ADUs but did not know where to start. Or you are simply ready to stop seeing multi-generational living as a compromise and start seeing it as a choice.

Connect with Juli:

Website: juliford.com 

Instagram: @itsjuliford

Free Guide and the MultiGen Toolkit: juliford.com/multi-gen

In this Season 3 kickoff episode of Home After 50™, Juli Ford shares what she’s been hearing from families exploring multi-generational living and ADUs (Accessory Dwelling Units) as housing solutions.

After taking a short break from the podcast, Juli reflects on the questions families are asking right now about financing, planning, and creating homes that support multiple generations.

She also shares some behind-the-scenes updates from her work helping families across the country create successful plans for multi-generational living.

This episode offers a look at the themes shaping the new season of the podcast and the evolving ways families are thinking about home, financial wellbeing, and life after 50.

• Why she took a short break from the podcast and what she learned from stepping back
• The conversations she’s been hearing from families exploring multi-generational living
• How living in a multi-generational home impacted her own family financially
• Why more families are interested in Accessory Dwelling Units (ADUs)
• A new guide Juli is creating to help families vet ADU builders
• Insights from families she works with across the country planning multi-gen homes
• Her recent visit to the Massachusetts Attorney General’s office for a housing creator briefing
• New housing policy changes in Massachusetts that make ADUs easier to build
• What listeners can expect in Season 3 of Home After 50

Season 3 will explore many of the questions families are asking about housing, including:

• Financing strategies for multi-generational homes
• Creative ways families are using ADUs
• Rethinking retirement and reinvention after 50
• How women in midlife are reimagining home, family, and work

Juli will also be joined by several guests who bring new perspectives on retirement planning, housing strategy, and building meaning in the second half of life.

• Multi-Generational Living Guide
• ADU Builder Interview Guide (coming soon)

If your family is exploring a multi-generational home, Juli helps families across the country develop thoughtful housing strategies and connect with experienced local real estate professionals.

You can learn more or schedule a Multi-Gen Clarity Call at:

www.juliford.com/consult

Website: www.juliford.com
Instagram: @itsjuliford

In this short episode, Juli closes out Season 2 of Home After 50™ with reflection, gratitude, and a look ahead to Season 3.

After two seasons and 24 conversations about multi-generational living, the Open Nest, caring for aging parents, reinventing life and business after 50, and reimagining what “home” really means, it feels important to pause intentionally before moving into the next season of the podcast.

This podcast is structured in seasons to allow space to breathe, recalibrate, and thoughtfully curate what comes next.

And this pause is part of that rhythm.

Because after 50, home isn’t just where we live.
It’s who we’re becoming.

• Why Season 2 is coming to a close
• What this intentional break allows space for
• Topics that will continue shaping future seasons
• An invitation to suggest future guests
• A heartfelt thank you to this growing community

If you know someone who would be a meaningful guest on Home After 50™, Juli would love to hear from you.

Email: [email protected]

✨ Follow Juli on Instagram
@itsjuliford

That’s where she shares behind-the-scenes ideas about multi-generational living, real estate, business after 50, and designing a next chapter you truly love.

✨ Download the Free Multi-Generational Living Guide
https://juliford.com/multi-gen

If this show has resonated with you, leaving a five-star review on Apple or Spotify or commenting on YouTube helps more women find these conversations.

Thank you for being here.
Season 3 is coming soon.