How to Start Real Estate Investing with

Home Loan Guide for Property Buyers | Master Interest Rates & Prepayment | Property Talks India S1E16


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In this comprehensive guide, host Rajesh sits down with real estate finance expert Priya Sharma to decode everything about home loans for property buyers in India.

🎯 What You'll Learn:
βœ… Home loan eligibility criteria (income, credit score, age factors)
βœ… Interest rate comparison: Fixed vs Floating (8.5-9.5% range)
βœ… Prepayment strategies to save β‚Ή5-15 lakhs over loan tenure
βœ… Why pre-approval gives you negotiating power
βœ… 7-day action plan to get loan-ready
βœ… How 0.5% rate difference impacts your savings

πŸ’‘ Key Takeaways:
- CIBIL score of 750+ dramatically improves approval chances
- Early prepayment (first 5-7 years) maximizes savings
- Women borrowers get 0.05-0.10% rate concessions
- Pre-approval makes you a serious buyer in seller's eyes

Whether you're planning to buy property or exploring investment opportunities, this episode gives you the complete roadmap to home loan mastery.

πŸ“’ Sponsored by RealEstateIndia - India's trusted portal for buying, selling, and renting properties. Find verified agents, property consultants, and to list your property today!
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How to Start Real Estate Investing withBy Rajeev Rai