In this comprehensive guide, host Rajesh sits down with real estate finance expert Priya Sharma to decode everything about home loans for property buyers in India.
π― What You'll Learn:
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Home loan eligibility criteria (income, credit score, age factors)
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Interest rate comparison: Fixed vs Floating (8.5-9.5% range)
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Prepayment strategies to save βΉ5-15 lakhs over loan tenure
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Why pre-approval gives you negotiating power
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7-day action plan to get loan-ready
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How 0.5% rate difference impacts your savings
π‘ Key Takeaways:
- CIBIL score of 750+ dramatically improves approval chances
- Early prepayment (first 5-7 years) maximizes savings
- Women borrowers get 0.05-0.10% rate concessions
- Pre-approval makes you a serious buyer in seller's eyes
Whether you're planning to buy property or exploring investment opportunities, this episode gives you the complete roadmap to home loan mastery.
π’ Sponsored by RealEstateIndia - India's trusted portal for buying, selling, and renting properties. Find verified agents, property consultants, and to list your property today!