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In this episode of Real Estate Explained, host Nick Bush sits down with Vicky Hamp from Choice Home Warranty to break down the value of home warranties for homeowners and buyers alike. With decades of experience in the real estate industry, Vicky shares how home warranties provide financial protection, minimize unexpected repair costs, and offer peace of mind for both new and existing homeowners. She clarifies the key differences between home warranties and home insurance, using her PEACH acronym—Plumbing, Electric, Appliances, Cooling, and Heat—to highlight the essential systems covered.

Vicky also dives into the details of coverage limits, service fees, and how home warranties function similarly to car insurance deductibles. She shares real-life examples, including a personal experience with a high-end appliance, to illustrate the importance of understanding warranty policies before an issue arises.

Whether you're a first-time homebuyer, a current homeowner looking for added protection, or a real estate professional advising clients, this episode provides practical insights into leveraging home warranties to safeguard your most significant investment.

Podcast Intro 

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