Check out the latest episode of Empire State Bank’s "From the Vault" podcast! Join CEO Phil Guarneri as he sits down with Alexandria Vale, Loan Officer at Empire State Bank, and Michelle Nicolo, Associate Broker at DeFalco Realty, to share expert tips and real-world advice for first-time homebuyers.

Discover the essential steps to getting prequalified, choosing the right home, and assembling a trusted team of professionals including lenders, realtors, attorneys, and inspectors. Learn about common pitfalls to avoid, the importance of honesty and communication throughout the process, and what “clear to close” really means.

Whether you’re just starting your home search or ready to make an offer, this episode breaks down the complexities of homebuying into simple, actionable guidance. Like, share, and subscribe to the Empire State Bank's YouTube channel for more episodes from "From the Vault." Subscribe here: https://www.youtube.com/@EmpireStateBank?sub_confirmation=1