Hour 1: Joel talks about his homemade biltong-making hobby. Also, pennies are being abolished - and that's a good thing!

Ask HTM: Melissa wants to know if she should save more or pay off high-interest credit card debt.

Americans are having lots of fights about money. Matt and Joel talk about how to avoid money fights and how to approach money in a healthy way as a couple. 

Ask HTM: Cade wants to know about how to handle retirement funds as his wife leaves her teaching position.

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