Hoops and Howie reveal their NCAA Tournament first-round upset picks, project how power conference teams seeded unusually low will fare, and make their Final Four predictions. They also explain why one conference will have a chip on its shoulder early and pinpoint the one guy in the tourney who is on his way to becoming a “generational player.” Thanks as always to Dick Vitale, Chris McLernon, Ricky Sanders and Sonic Librarian.