In this episode of the Equitas Podcast, I’m joined by Charlotte Watson, a UK based financial adviser, equestrian, business owner and mum.

We talk about horses, money, motherhood, business, and why so many of us find financial conversations uncomfortable. Charlotte shares her journey from equine science lecturer to financial adviser, and how she built a business that supports people in better understanding their finances in a way that feels practical and approachable.

We also discuss the realities of being an equestrian and managing money, from horse costs and household budgets to emergency funds, income protection, wills, pensions and the importance of asking the difficult “what if” questions before life forces them.

Charlotte also speaks openly about being a woman in a male dominated industry, imposter syndrome, maternity leave as a business owner, and using social media to build trust.

This episode includes useful reminders for horse owners, self employed women, mums, and anyone who has ever felt unsure where to start with money.

Please note: This episode is for general information only and does not constitute personal financial advice. Financial rules and tax treatment vary depending on individual circumstances and location.