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House Rich, Cash Poor: Unlock Equity to Fund Your Retirement
Feeling house‑rich but cash‑poor? This episode of Next Act Ninjas packs a punch for homeowners 50 + who want to turn locked‑up equity into real retirement income. Host Rachael Van Pelt breaks down the $14 trillion in equity Americans aged 62 and up are sitting on—65 % of the typical retiree’s net worth—then walks you through every major play: strategic downsizing, cash‑out refis, reverse mortgages, ADUs, lease‑backs, and innovative equity‑sharing deals. Discover the true costs, hidden fees, and timing traps, plus mindset tips for balancing sentimental ties with long‑game financial security. If you’re ready to transform bricks into breathing room and fund the travel, wellness, or next investment you’ve been dreaming about, hit play now—then grab a free consult with Rachael to craft your best Next Act. Live well, love more, age less!
Chapters
00:00 Understanding the House Rich, Cash Poor Dilemma
02:43 Exploring Home Equity Options
04:16 Downsizing: A Practical Approach
05:57 Cash-Out Refinancing: Pros and Cons
07:29 Reverse Mortgages: A Double-Edged Sword
09:05 Alternative Income Strategies from Home
11:40 Home Equity Sharing Agreements
13:07 Lease Back Arrangements: Staying Put
14:22 Long-Term Considerations for Home Equity Decisions
*****************************
Lifestyle Longevity Assessment: https://bit.ly/3Ajb46K
Connect with Rachael: https://calendly.com/rachael-vanpelt/discovery
*****************************
Rachael Van Pelt, PhD, is a healthspan scientist, coach, Realtor, and investor dedicated to helping pre-retirees design a lifestyle that supports health, wealth, and happiness for the long haul. With a unique blend of expertise in longevity research, lifestyle coaching, and real estate, Rachael specializes in guiding clients toward their ideal next chapter—whether it’s downsizing, embracing a sunbird lifestyle, or simply optimizing the home they love. Through her innovative approach, Rachael empowers her clients to choose the path that enhances their health and longevity, ensuring that their retirement years are as vibrant, fulfilling, and financially secure as possible.
*****************************
⚠️ Disclaimer: We do not accept liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research.
inPlace Professionals, LLC.
2024 All rights reserved.
Broker eXp Realty, LLC
Copyright Notice: This podcast and our YouTube video contain dialogue, music, and images that are the property of Rachael Van Pelt. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided. @drrachaelvanpelt
View all episodes
By Rachael Van PeltFeeling house‑rich but cash‑poor? This episode of Next Act Ninjas packs a punch for homeowners 50 + who want to turn locked‑up equity into real retirement income. Host Rachael Van Pelt breaks down the $14 trillion in equity Americans aged 62 and up are sitting on—65 % of the typical retiree’s net worth—then walks you through every major play: strategic downsizing, cash‑out refis, reverse mortgages, ADUs, lease‑backs, and innovative equity‑sharing deals. Discover the true costs, hidden fees, and timing traps, plus mindset tips for balancing sentimental ties with long‑game financial security. If you’re ready to transform bricks into breathing room and fund the travel, wellness, or next investment you’ve been dreaming about, hit play now—then grab a free consult with Rachael to craft your best Next Act. Live well, love more, age less!
Chapters
00:00 Understanding the House Rich, Cash Poor Dilemma
02:43 Exploring Home Equity Options
04:16 Downsizing: A Practical Approach
05:57 Cash-Out Refinancing: Pros and Cons
07:29 Reverse Mortgages: A Double-Edged Sword
09:05 Alternative Income Strategies from Home
11:40 Home Equity Sharing Agreements
13:07 Lease Back Arrangements: Staying Put
14:22 Long-Term Considerations for Home Equity Decisions
*****************************
Lifestyle Longevity Assessment: https://bit.ly/3Ajb46K
Connect with Rachael: https://calendly.com/rachael-vanpelt/discovery
*****************************
Rachael Van Pelt, PhD, is a healthspan scientist, coach, Realtor, and investor dedicated to helping pre-retirees design a lifestyle that supports health, wealth, and happiness for the long haul. With a unique blend of expertise in longevity research, lifestyle coaching, and real estate, Rachael specializes in guiding clients toward their ideal next chapter—whether it’s downsizing, embracing a sunbird lifestyle, or simply optimizing the home they love. Through her innovative approach, Rachael empowers her clients to choose the path that enhances their health and longevity, ensuring that their retirement years are as vibrant, fulfilling, and financially secure as possible.
*****************************
⚠️ Disclaimer: We do not accept liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research.
inPlace Professionals, LLC.
2024 All rights reserved.
Broker eXp Realty, LLC
Copyright Notice: This podcast and our YouTube video contain dialogue, music, and images that are the property of Rachael Van Pelt. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided. @drrachaelvanpelt