Chris Harris breaks down current housing market data—rising 30-year mortgage rates, scarce existing-home supply as owners stay locked into low rates, and mixed signals from builders and price indices. He explains how affordability, new construction, and the wealth effect interact and what that means for the broader economy and individual financial plans.

This episode gives a concise look at what buyers, sellers, and planners should watch: mortgage costs, lending standards, household debt service, and how supply and demand dynamics may shift prices and opportunities in the months ahead.