Welcome back to The Mortgage 101 Podcast! Dive into the housing market dogfight! With Fed rate cuts on the horizon, mortgage rates could paradoxically rise short-term due to refi waves and convexity hedging.

Hosts Manley & Anthony break down why buyers should lock loans NOW, navigate bidding wars, and avoid rate traps. Key topics: Fed funds vs. 10-year Treasury, spread widening, full-price offers. Essential for homebuyers in 2025's volatile market.

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