“Housing The Homeless” Is a new, market orientated, approach to homelessness, looking at it from a far broader perspective than is normal. There is more going on with homelessness than the mere fact of the physical situation. Youtopian Exchanges as a system provides clients with a local currency called the "prefer," which facilitates the formation of a cash-based economy. All work is rewarded, and all labour is compensated. The program centres around the creation of a commercial area where client are able to set up micro-businesses. The program is managed by local businesses and those who work in them. These form a General Council. Members earn preferred shares and acquire voting rights through sustained employment or entrepreneurship. Creditworthy individuals, those who have showed business acumen or sustained employment, can borrow prefers to purchase homes built by local builders, repaying the loan using the local currency units, thus fostering community growth even as homelessness is eliminated through economic development of the program and its members.