Today’s guest also highlighted his brand of accountability that helped him kick butt and dump debt. Phil Risher graduated with $30,000 in student loans. But he got focused and didn’t let those student loans become a permanent fixture. This story is for students, parents of students, or just those who think I’ll never get out of debt – it can’t be done. I’m here to say, after repaying 107K in debt – debt freedom is possible. You  just might need a little accountability.