I had the pleasure of speaking with Philippe Maury, a seasoned expert in mobility, leasing, and financial services, about how AI has been transforming the global car financing industry. We discussed the historic use of AI, such as auto reviews and dealership acceptance processes utilising metrics like Probability of Payment and Probability of Default. Philippe also shared insights on the latest advancements in Generative AI and Large Language Models, touching on the regulatory challenges, real-world applications in marketing and customer profiling, and the future of AI in car finance, including the potential for companies to develop their own secure AI systems. I apologise for the poor internet connection towards the end.