In this episode, we go behind the scenes and interview one of the leading Credit Bureaus in South Africa. XDS is the largest locally owned credit information bureau in South Africa. Here are just some of the topics that we discussed in our podcast;Who can legally list negative information about a user?As South Africa is battling with the impact of COVID-19 on the economy, many consumers have been left with the inability to earn an income or they are receiving less income due to reduced w...