Saving money is at the top of a lot of people's lists of new year's resolutions. According to Fidelity Investments, nearly one-third of Americans want to make some type of money resolution for 2019. Maybe you want to pay down debt, or maybe you just want to save more of your hard-earned cash. Regardless of the goal, there are a number of mobile apps to help you make it happen. But are they worth the download or do they just make you feel bad about your spending routines?

We're kicking off 2019 here on Function with a look at personal finance apps. Anil sits down with Varun Krishna, VP of Product at Intuit Consumer Group, the company behind the apps Mint and Turbo. Varun says money can be the primary source of stress for most people, and personal finance apps can help transform the nature of finances for households and individuals. Anil also talks to author and personal finance coach Tarra Jackson, better known as "Madam Money". Tarra shares the apps she uses for her own spending habits and discusses how personal finance apps help her clients re-evaluate where their money goes.

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