Simon discusses what history says about the depth and duration of bear markets around recessions and non-recessionary environments to help provide some context for the recent drawdown. He also offers a refresher on how individual bond returns work and how it might be time to revisit bond "ladders". He brings on Greg Smith to discuss some planning opportunities around Roth conversions and Required Minimum Distributions. Companies mentioned in this episode include AAPL, WMT, and TGT.