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How Banks Create the Money We Use Every Day: Commercial Bank Money
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You might see 1,000 cedis in your bank account, but have you ever asked what kind of money that really is? Is it central bank money? Commercial bank money? And does it even matter?
In fact, most of the money we use today isn’t printed or minted by the central bank. It’s created by commercial banks through lending. This is the money behind your transfers, your salary payments, even your MoMo balance.
In this episode, we explore the hidden engine behind modern money creation: commercial banks. We break down how banks turn deposits into loans, and in doing so, create new money. It’s a system that powers the economy, but also comes with risks, responsibilities, and a fair share of confusion.
Disclaimer :
This podcast is for educational and informational purposes only and does not constitute financial advice, investment recommendations, or legal guidance. Always consult a qualified professional before making financial decisions.
All music and sound effects used in this episode are either licensed, royalty-free, or used with permission. Find attribution of music used below. If you have any concerns regarding copyright, please contact us directly.
Email: [email protected]
––––––––––––––––––––––––––––––
Creative Commons - Attribution 3.0 Unported - CC BY 3.0
Music promoted by Copyright Free Music - Background Music For Videos 👉 https://www.youtube.co...
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By LibiSend us a direct message
You might see 1,000 cedis in your bank account, but have you ever asked what kind of money that really is? Is it central bank money? Commercial bank money? And does it even matter?
In fact, most of the money we use today isn’t printed or minted by the central bank. It’s created by commercial banks through lending. This is the money behind your transfers, your salary payments, even your MoMo balance.
In this episode, we explore the hidden engine behind modern money creation: commercial banks. We break down how banks turn deposits into loans, and in doing so, create new money. It’s a system that powers the economy, but also comes with risks, responsibilities, and a fair share of confusion.
Disclaimer :
This podcast is for educational and informational purposes only and does not constitute financial advice, investment recommendations, or legal guidance. Always consult a qualified professional before making financial decisions.
All music and sound effects used in this episode are either licensed, royalty-free, or used with permission. Find attribution of music used below. If you have any concerns regarding copyright, please contact us directly.
Email: [email protected]
––––––––––––––––––––––––––––––
Creative Commons - Attribution 3.0 Unported - CC BY 3.0
Music promoted by Copyright Free Music - Background Music For Videos 👉 https://www.youtube.co...
––––––––––––––––––––––––––––––