Financial State of Minds

How Banks Work (And How They Make Money Off You)


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Darrin and Maurice Shabazz break down how banks work and how they make money from their customers. From fees and lending to credit card partnerships and investing your deposits, this episode explains the hidden mechanics behind the banking system and how you can become more financially awar


About Darrin Harvey

Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.

As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.

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Financial State of MindsBy Darrin Harvey