In this episode, Nikita discusses how our upbringing informs our money mindset, and ways that (if this is holding us back), we can use budgeting to help us improve it. She goes over 5 different methods for budgeting, and speaks personally on value-based spending as well, and how budgets can serve as a way to give ourselves the permission to spend when we tend to save every penny out of anxiety. 

To respond directly to anything in this episode, you can write to Nikita at [email protected]