Earthquake are unique: they come without much warning and they can be incredibly destructive. California, in particular, is notorious for its propensity for earthquakes, yet the earthquake insurance uptake rate in California remains very low.

In this episode of Core Conversations, host (and earthquake seismologist) Maiclaire Bolton Smith sits down with Shawna Ackerman, Chief Risk and Actuarial Officer for the California Earthquake Authority (CEA) to talk about the 1994 Northridge earthquake, how homeowners can better prepare for the next Big One, and what the future holds for the CEA.