Financial Advisor John-Mark Young of @whitaker-myerswealthmanage2043 answers the question from Tim in Texarkana, Texas who asks, “ My wife and I have been Dave Ramsey-ish and we’re sick and tired of being sick and tired. The one thing that. Continues to get in our way, is our spending habits. We just can’t seem to rein that in. I would love to know how you teach your clients how they can stop impulsive spending and start saving more consistently?”

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