Debt Collection Self-Defense

How Citibank Got Spanked


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Citibank Lawsuit Defense Strategy: How to Force Mutual Walkaway Using Amended Answers and Discovery Leverage.

This video analyzes a successful debt defense case where a Washington state defendant transformed a weak initial response into a complete victory against Citibank. The defendant initially used a basic 'placeholder' answer from SoloSuit to avoid default, then strategically amended his answer using KillDebt.com resources to include powerful affirmative defenses and discovery requests targeting securitization issues. When Citibank failed to appear at the motion hearing, the judge was so surprised by the defendant's preparation that she refused to rule without the creditor present, demonstrating the power of proper legal preparation.

The case showcases key leverage-building strategies including strategic use of amended answers, targeted discovery about securitization and trust ownership, and the psychological impact of well-prepared pro se defendants. The defendant's discovery requests exposed Citibank's inability to prove ownership of the debt, leading to their quick agreement to a mutual walkaway with dismissal with prejudice. This case demonstrates how proper legal strategy can turn a potential loss into a complete victory without paying a single dollar.

00:00 Intro & Case Overview
02:25 City Bank Lawsuit Background
04:43 SoloSuit Placeholder Answer
06:17 Amended Answer And Motion Strategy
07:59 Court Hearing And No-Show Outcome
10:12 Discovery And Weak Evidence
11:52 Settlement And Dismissal With Prejudice
13:31 Lessons On Leverage And Affirmative Defenses
15:22 Using Counterclaims For Power
16:38 Key Takeaways And Legal Tools
18:23 Final Thoughts And Member Success

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.ย 

-BPP

#debtcollection #ParkerGPT #AI #lawsuit

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Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

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Debt Collection Self-DefenseBy Brian