<p>With Doug Ricket, founder & CEO of PayJoy. PayJoy pioneered the use of phone-locking technology as collateral, enabling them to extend credit to customers who lack traditional banking relationships or credit histories. </p>

With Doug Ricket, founder & CEO of PayJoy. PayJoy pioneered the use of phone-locking technology as collateral, enabling them to extend credit to customers who lack traditional banking relationships or credit histories.

<p>With Doug Ricket, founder &amp; CEO of PayJoy. PayJoy pioneered the use of phone-locking technology as collateral, enabling them to extend credit to customers who lack traditional banking relationships or credit histories. </p>

How Digital Collateral is Revolutionising Credit in Emerging Markets

On The Margin is a podcast that explores the people and businesses who are coming up with innovative solutions for individuals on the margins of society.

Interested frontier market junk bonds? How payments get processed for the porn industry? Or the secretive world of pawn stores? Subscribe!

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On The Margin is a podcast that explores the people and businesses who are coming up with innovative solutions for individuals on the margins of society. Interested frontier market junk bonds? How payments get processed for the porn industry? Or the secretive world of pawn stores? Subscribe!

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How Digital Collateral is Revolutionising Credit in Emerging Markets

How Digital Collateral is Revolutionising Credit in Emerging Markets