Optimize Your Retirement

How Diversifying Income Streams Can Help Reduce Retirement Risk


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In this episode of Optimize Your Retirement, Daniel Razvi and Imran “Raz” Razvi of Higher Ground Financial Group explore the concept of “paychecks and playchecks” and how creating reliable, guaranteed income streams can help retirees feel more confident and secure. They discuss how diversifying risk, reviewing older annuities, and potentially improving income through updated strategies may lead to stronger cash flow in retirement. The conversation also highlights the importance of focusing on sustainable income rather than just total assets, along with practical considerations like refinancing retirement income, managing fees, planning for healthcare before Medicare, and preparing for long-term care needs.

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For More Information: Higher Ground Financial Group

Contact Us at 1-888-263-4434 (888-263-HGFG)

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About the Show & Hosts:
Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

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Optimize Your RetirementBy Daniel Razvi & Imran Razvi