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The number one thing stopping veteran sellers from saying yes to an assumable sale is the fear that they will never be able to use their VA benefit again. Ryan breaks down why that fear is almost always bigger than the reality. The math is straightforward: take your county loan limit, subtract the balance being assumed, and what is left is roughly how much home you can still buy with zero down on your next purchase. In El Paso County that works out to over $456,000 in remaining buying power after a $350,000 assumption. He walks through Marcus, an active duty seller with PCS orders who was terrified to let his loan go, ran the numbers, and turned around and bought again at his next duty station without skipping a beat. Ryan also covers the dual military couple strategy where one spouse leaves entitlement on the sale and the other uses theirs on the next purchase, and what your options look like when your next home costs more than your remaining entitlement covers. Leaving your entitlement is not losing it. It is using it twice. Hit up assumableguy.com or DM @the.assumable.guy on Instagram.
By Ryan ThomsonThe number one thing stopping veteran sellers from saying yes to an assumable sale is the fear that they will never be able to use their VA benefit again. Ryan breaks down why that fear is almost always bigger than the reality. The math is straightforward: take your county loan limit, subtract the balance being assumed, and what is left is roughly how much home you can still buy with zero down on your next purchase. In El Paso County that works out to over $456,000 in remaining buying power after a $350,000 assumption. He walks through Marcus, an active duty seller with PCS orders who was terrified to let his loan go, ran the numbers, and turned around and bought again at his next duty station without skipping a beat. Ryan also covers the dual military couple strategy where one spouse leaves entitlement on the sale and the other uses theirs on the next purchase, and what your options look like when your next home costs more than your remaining entitlement covers. Leaving your entitlement is not losing it. It is using it twice. Hit up assumableguy.com or DM @the.assumable.guy on Instagram.