One of the most basic questions around insurance is just how to use it. What do you do when it’s time to file a claim? How do you know if filing a claim is the right move? What’s the time limit to file a claim, and how quickly does your insurance company have to respond? In this episode of OIC Answers, the hosts and a guest from our Consumer Protection team discuss how to file a claim. Part 2 of this two-part episode covers filing an homeowners claim. (Part 1 covered a homeowners claim.)