In this episode David and Cindy discuss pet insurance. They analyze how it works and what you need to consider before choosing to pay for coverage. In addition, they discuss the need for owners to factor in pet insurance into their budget.

In the roundtable they discuss how their son chooses to pay for parking tickets at college which is still cheaper than paying for a semester parking pass. Hopefully no one else catches on to his logic.

In the Coronavirus montage they discuss the story of a fertility doctor that inseminated eight known patients who bore his children and they discuss the warning that doctors are giving to families not play board games over the holidays.