As Europe moves closer to rolling out the European Digital Identity Wallet, questions are shifting from if to how, and what this really means for banking, payments, and trust online. In a recent live webinar, we explored these questions with Marie Austenaa, Payment Domain Lead for the EUDI Large Scale Pilots and Head of Digital Identity at Visa. Drawing on her experience across EU policy, large-scale pilots, and global payment networks, Marie offered a grounded, practitioner’s view on where the EUDI wallet creates real value for banks and payment providers, and where the hard work still lies.

(00:00) – Introduction

(03:56) – Why the EUDI Wallet is a “present on a silver plate” for banks

(12:59) – Wallets as a potential payment method

(15:49) – Limits of document verification and the need for cryptography

(18:14) – Expected impact on fraud prevention

(21:01) – Beyond banking: age verification and eligibility proofs

(24:44) – Privacy concerns and “Big Brother” fears

(28:42) – EUDI timelines and why they’re aggressive

(32:59) – What banks must do to prepare

(36:13) – Lessons from global payment networks

(41:14) – AI agents and agentic commerce enter the picture

(45:43) – Should AI agents have their own identities?

(47:22) – How payment networks are approaching agentic commerce

(50:17) – Audience Q&A begins

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