Bank Nerd Corner

How Fifth Third Uses AI in Credit (Live from CBA Live 2026)


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Bank Nerd Corner welcomes Jay Budzik, Senior Vice President at Fifth Third Bank, for a conversation recorded at CBA Live 2026 in San Diego.

Jay Budzik is no stranger to artificial intelligence and uses his unusual resume and expertise to help Fifth Third leverage AI in its credit, lending and fraud functions. He shares which loan types and stages of the credit lifecycle are best suited for AI deployment, the governance framework required at a regional bank and offers practical advice for community and regional banks that feel behind on AI adoption.

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      Bank Nerd CornerBy Kiah Haslett