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Is the FICO score a relic of the past? šļø
In this episode, Navin Shetty talks with Peter Maher, CEO of FLOTE (Ovanti), about how they are bypassing traditional credit checks to provide liquidity to millions of "debit-only" consumers.
What we cover:
Why the credit score is a "lagging metric" that punishes the wrong people.
How FLOTE uses cash flow data to approve users in real-time.
The role of Agentic AI in building a world-class risk engine with a tiny team.
Navigating the "controlled chaos" of a U.S. fintech launch for an ASX-listed player.
The "Affordability for Good" philosophy.
If you are interested to feature as a guest in The PowerTalk Show and spread your product/service or brand across our audience, please reach out to us on [email protected]
#Fintech #BNPL #CreditScore #FLOTE #PeterMaher #PowerTalkShow #PaymentsInnovation
Ā
By Navin ShettyIs the FICO score a relic of the past? šļø
In this episode, Navin Shetty talks with Peter Maher, CEO of FLOTE (Ovanti), about how they are bypassing traditional credit checks to provide liquidity to millions of "debit-only" consumers.
What we cover:
Why the credit score is a "lagging metric" that punishes the wrong people.
How FLOTE uses cash flow data to approve users in real-time.
The role of Agentic AI in building a world-class risk engine with a tiny team.
Navigating the "controlled chaos" of a U.S. fintech launch for an ASX-listed player.
The "Affordability for Good" philosophy.
If you are interested to feature as a guest in The PowerTalk Show and spread your product/service or brand across our audience, please reach out to us on [email protected]
#Fintech #BNPL #CreditScore #FLOTE #PeterMaher #PowerTalkShow #PaymentsInnovation
Ā