Welcome back, everyone. Today we're digging into something that's been on the minds of a lot of high-net-worth individuals and business owners: how do you actually protect what you've built? I mean, we're talking about shielding your assets from lawsuits, creditors, even government seizure. And the tool we're examining today? Foreign express trusts. Guest, let's start with the basics—what exactly are foreign express trusts, and how do they work?