Life by Design

How High Earners Can Avoid Living Paycheck to Paycheck


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In this debut episode of Life by Design, we tackle the question that keeps high earners up at night: Why do I make $200K+ and still feel broke?We start with a real story—a tech executive making $280,000 a year who couldn't afford a $600 dishwasher without going into debt. This episode reveals why nearly 30% of high earners live paycheck to paycheck, and it has nothing to do with your salary.What You'll Learn:The 3 root causes high earners stay broke (and why willpower won't fix them)How lifestyle creep silently destroys financial peace—even at six-figure incomesWhy budgeting apps and discipline fail without proven systemsThe 3-step Dave Ramsey-based framework that transforms your relationship with moneyHow to align your finances with your life goals across 9 domains (career, health, relationships, finances, growth, fun, family, spirituality, contribution)Real transformation: How clients go from financial anxiety to debt elimination and cash purchases in 16 weeks
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Life by DesignBy Yohannes Tilahun