At 24, I was let go from my corporate job. By 34, I was financially free — and along the way I bought 10 rental properties, one a year for 10 years. This is the exact playbook.

In this solo episode, I break down:

→ Why I bought every property through a corporation, never personally (12.2% small business tax vs. up to 54% personal)
→ The one-holding-company-per-property structure — liability protection + clean bookkeeping
→ The cash flow rule: rent covers the mortgage and every expense, no exceptions, at any down payment
→ Opportunity cost: your business vs. stocks vs. real estate returns
→ The passive income tax trap (50%) and how expense timing helps
→ The budget version: separate checking accounts if you don't want multiple corporations
→ The $500 water bill story — why monthly financials caught what my tenant never reported

If you're an incorporated business owner in Canada wondering what to do with extra cash flow — this is the episode.

Educational purposes only — not financial, tax, or legal advice. Talk to your accountant before structuring anything.

Connect with David:
Instagram & LinkedIn: @davidrdinardo
Website: https://laidoffto8figures.com

This episode is powered by Taxifi — AI-powered bookkeeping, tax & payroll for incorporated Canadian businesses. Visit https://taxifi.ai and use code LAIDOFFTO8FIGURES for 1 month FREE.