The CMD Project

How Insurance Companies Bought the System (HB 459 Breakdown)


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Florida homeowners need to hear this.
In this episode, I break down Florida House Bill 459 — a quietly introduced bill that could strip millions of people of their right to due process. This bill forces all disputed insurance claims into a single state-run system where homeowners don’t get a jury, don’t get a courtroom, and don’t get real discovery.

I explain:

  • What HB 459 actually says

  • How it eliminates your right to sue your insurance company

  • Why the DOAH system is a massive disadvantage for homeowners

  • How Citizens has already used this system to win 53 out of 54 cases

  • How political donations and industry influence shaped this bill

  • Why the media isn’t covering any of this

  • And what homeowners can do to push back

Even though this was originally recorded as a screen-share video, everything you need to understand is in the audio. This affects every homeowner in Florida — and it needs attention now.

Listen, share, and stay informed.

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The CMD ProjectBy Danielrlackey