In Episode 02, Andrew and Alec tackle one of the most important — and often misunderstood — questions in personal finance: how much is enough? They unpack the complexity behind this question by exploring the key numbers that shape your financial future, from the capital you build to the income you ultimately need to sustain your lifestyle. Drawing on their experience in financial planning, they dive into the real questions people should be asking — how hard should your money work, for how long, and how much do you actually need to live off?

You’ll also gain practical insights into:

• The relationship between capital and income — and why it matters • How different retirement phases impact your financial plan • Why your strategy needs to evolve as your life changes • The importance of a dynamic plan in an unpredictable market • Understanding risks like sequence of return and portfolio volatility

By breaking down these concepts into simple, practical ideas, this episode helps you move closer to defining your own “enough” — and building a plan that supports it. _________________________________ Follow our personal accounts:@alecriddle @andrewwhitewood

THE INFORMATION SHARED IN THIS PODCAST IS FOR INFORMATION PURPOSES ONLY AND DOES NOT CONSTITUTE FINANCIAL ADVICE IN ANY WAY OR FORM. IT IS IMPORTANT TO CONSULT A FINANCIAL PLANNER TO RECEIVE FINANCIAL ADVICE BEFORE ACTING ON ANY INFORMATION SHARED.