It's Valentine's Day! Hurrah! Or Ugh, depending on how you feel. If you've left everything to the last minute (and let's face it, who hasn't), we have some top tips on ways to salvage the disaster. Plus: Vix, Paul and Charlotte talk all things healthcare in the light of the King's recent diagnosis - what's the best cover, and how can you manage if you suddenly come down with a long term illness.

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