Host Na-kel Nikiema breaks down four methods for calculating life insurance, Income Multiplier, DIME, Human Life Value, and Capital Needs Analysis, using the Carters, a typical family, to show how the same facts can produce coverage recommendations from about $950K to $2.3M.

Learn the pros and cons of each approach, why part-time and stay-at-home parents are often underinsured, and take a 30-minute DIME worksheet assignment to discover your household's real coverage gap.

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