We've been asked by many young professionals if they should be buying a house right now or waiting.  Everybody should buy when they feel ready.

However, home affordability is at a 40 year low!  Therefore, I decided to dig into my old valuation bag to predict how much I think housing prices are going to drop.

This was a back of the napkin type of valuation but will give us a good feel of what we can expect.

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