Dr. Stephen Wintermeyer, IUPUI's Director of Campus Health Services, calls in to share with Phil and Spencer the essential information students need to understand health insurance.

Phil and Spencer end 2017 with a conversation about spending over the holidays. Other topics include burglary and Y2K.

Many college students would love to have a pet in their house or apartment, but is it a responsible choice? Phil and Spencer are joined by IU Assistant Director of Financial Literacy to discuss the hidden costs of pet ownership.

A new study suggests millennials most often regret bank fees and impulse buys. Phil and Spencer discuss this and more in the latest IU MoneySmarts podcast.

When something happens to your finances, do you attribute it to something you did or to something beyond your control? Morgan joins Phil and Spencer to discuss the locus of control. Other conversation topics include juice box pouches and Phil seeing Spencer dancing.

The new generation of students has new ideas about savings and home ownership than their parents did before them. Phil and Spencer talk about this changing idea of the "American Dream." Also: Phil has some advice following the Equifax hack.