Sign up to save your podcasts
Or
Share How Parents Can Save for College Without Sacrificing Retirement
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
How Parents Can Save for College Without Sacrificing Retirement
College costs continue to rise, and many families feel pressure to fully fund their child’s education no matter the cost. But what if aggressive college savings jeopardizes your own retirement planning?
In this episode, we walk through a practical framework for saving for college without sacrificing long-term financial independence. College should be viewed as an investment, not an automatic assumption.
We explore how to evaluate return on investment, college prestige versus practicality, and what’s reasonable to save when your child is still young. We also cover how to prioritize retirement accounts first, how to strategically use 529 plans, and how recent changes under the SECURE 2.0 Act can add more flexibility to your portfolio.
If you’re a family with significant assets who wants to support your children wisely without sacrificing your own future, this conversation is for you.
👉 Work with us at https://www.f5fp.com.
About F5 Financial Planning:
At F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.
At F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most.
Visit https://www.f5fp.com to learn more about our services and planning process.
*****
Advisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser. This content is for educational and informational purposes only and should not be considered personalized financial, investment, tax, or legal advice.
Viewing these videos does not create an advisory relationship with F5 Financial. All investments involve risk, including possible loss of principal. For guidance specific to your situation, please consult a qualified professional.
View all episodes
By Josh Duncan, CFP®College costs continue to rise, and many families feel pressure to fully fund their child’s education no matter the cost. But what if aggressive college savings jeopardizes your own retirement planning?
In this episode, we walk through a practical framework for saving for college without sacrificing long-term financial independence. College should be viewed as an investment, not an automatic assumption.
We explore how to evaluate return on investment, college prestige versus practicality, and what’s reasonable to save when your child is still young. We also cover how to prioritize retirement accounts first, how to strategically use 529 plans, and how recent changes under the SECURE 2.0 Act can add more flexibility to your portfolio.
If you’re a family with significant assets who wants to support your children wisely without sacrificing your own future, this conversation is for you.
👉 Work with us at https://www.f5fp.com.
About F5 Financial Planning:
At F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.
At F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most.
Visit https://www.f5fp.com to learn more about our services and planning process.
*****
Advisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser. This content is for educational and informational purposes only and should not be considered personalized financial, investment, tax, or legal advice.
Viewing these videos does not create an advisory relationship with F5 Financial. All investments involve risk, including possible loss of principal. For guidance specific to your situation, please consult a qualified professional.