Welcome back to the Crux of Investing & Finance! This week we are back with our bi-weekly videos. It's a good one - Proof of Reserves is changing the landscape of the digital asset space, one defi exchange at a time. It is a way for exchanges to prove to users that their funds are kept on hand and not invested or gambled like FTX had been doing with their customer funds. The use of audit through Merkle Trees is a start, but is it enough to eliminate the chance of fraudulent behavior that seems to be so inherent in crypto markets? Until Tuesday...Jay