Most people swipe their credit card and settle for 1 to 3% rewards. But with the right combinations of bank offers, voucher plays, and cashback sites, you can turn every spend into 40% back or more—on flights, hotels, and even utility bills.

In this episode of The Great Indian Points & Miles Show, we reveal the full strategy—step-by-step—so you can travel more, pay less, and never leave points on the table.

What You’ll Learn

✅ The exact credit card + portal combos for max returns

✅ How to make utility bills give you free flights

✅ Amazon Pay vs Amazon Shopping voucher differences

✅ The “voucher loop” that pays you twice

✅ Global cashback sites that work in India

✅ The secret route to Qatar Airways status via hotels

✅ How your teen can have a credit card—legally

Affiliate Portals:

✅ CashKaro: https://pointsmilesshow.com/cards/cashkaro

✅ TopCashback: https://pointsmilesshow.com/cards/topcbus

💡 Pro Tips:

✅ Avoid expiry traps & convenience fees

✅ Double & triple-dip your rewards

✅ The VIP lounge access hack at Bangalore airport

⚠️ Important Disclaimers:

✅ Gift vouchers are subject to market risks, please read T&Cs carefully

✅ Convenience fees may apply and reduce effective returns

✅ Always check voucher validity and usage restrictions

✅ Some offers are time-limited and may change

📍 Chapters:

0:00 - Introduction: The 33% Returns Mystery

2:29 - What Are Affiliate Portals & How They Work

7:49 - HDFC SmartBuy Deep Dive: Flights, Hotels & Gyftr Secrets

15:24 - Gift Voucher Strategy: Amazon Pay, Swiggy & More

22:52 - Common Pitfalls & Pro Tips for Vouchers

30:25 - ICICI iShop: The EPM Advantage

38:47 - Credit Cards for Kids: The 12+ Hack

45:12 - IDFC & Axis TravelEdge: 24% Returns Explained

52:33 - CashKaro & TopCashback: International Opportunities

58:16 - British Airways Hotel Portal Hack

1:02:41 - Wrap-up: Your Action Plan

Like and subscribe if this unlocked a new level of points earning for you! Share your biggest affiliate portal wins in the comments below.