Questions:
1) How risky is real estate investing compared to stock market investing?  - Krey in TN 

2) How can I diversify real estate investments? 

3) Hi, I’m brand new to investing largely because I had less than $0 that wasn’t devoted to bills.  I made a career shift that jumped my income and now I’m trying to get my accounts and plans in order.   
Last year I opened a Roth IRA and maxed it out, and that has been my plan for this year as well.  I will be eligible for a 401k in a couple of months that I plan to max as well.   
There is a high likelihood that I will not qualify to contribute to a Roth this year.  So here are my questions:  

1) what do I do with what I already invested in my Roth for 2022?  It’s tiny but I want to make sure I don’t get a fee for contributing to a Roth if I no longer qualify.   

2) what do I do with my post-tax dollars?  Should I just put extra post tax money in a brokerage account and call it a day?   

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