Money Metaphors

How Target Date and Strategy Funds Can Work for You (EP 15)

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Ever wish investing could be as easy as picking a meal from a menu? 

It can be—with Target Date and Strategy Funds!

Join host Jason Coddington on ‘Money Metaphors’ as he untangles the world of Target Date and Strategy Funds, presenting them as key tools for managing major life milestones like retirement and college education. Just like selecting a pre-made salad simplifies mealtime, these funds streamline your investment choices with automated asset allocation and rebalancing — simple yet robust tools for your financial wellness.*

Key Highlights:

  • Understanding Target Date Funds: Learn how these funds dynamically adjust from aggressive to conservative investments as your retirement nears, simplifying how you manage your savings over time**
  • Benefits of 529 College Savings Plans: See how similar strategies apply to educational savings, growing conservative as the need to use the funds approaches, to protect your investments
  • Exploring Strategy Funds: Discover funds designed for constant risk levels, perfect for those who prefer predictable investment strategies
  • Investment Simplicity and Accessibility: Ideal for both novice investors and those too busy to manage daily investments, these funds maintain your desired investment balance automatically
  • Role of Financial Advisors: Understand how expert advice can enhance your use of these funds, tailoring your strategy to fit personal financial needs and goals

    • Curious about how to make your investment process effortless while ensuring robust asset management? Tune into ‘Money Metaphors’ and see how Target Date and Strategy Funds can impact your financial planning.

    Connect with Jason Coddington:

    • LinkedIn: Jason Coddington
    • LinkedIn: Coddington Wealth Advisors
    • Company Site: Coddington Wealth Advisors
    • Facebook: Coddington Wealth Advisors
    • Twitter: Coddington Wealth Advisors
    • YouTube: Coddington Wealth Advisors

      • Disclosures 

      *Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs

      and does not assure a profit or protect against a loss. (28-LPL) Asset allocation does not ensure a profit or protect against a loss. (34-LPL)

      **The principal value of a target fund is not guaranteed at any time, including at the target date. The target date is the approximate date when investors plan to start withdrawing their money. (127-LPL)

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      Money MetaphorsBy Jason Coddington