You are living your choices ten years ago; let that sink in. Daily you make choices affecting your health, wealth, family, etc. You make choices that have a change at that moment but also make choices that you will either regret or appreciate in the future. You have short-term and long-term decisions. A short-term option is to buy that new phone that just came out, and a long-term choice is to set money aside to purchase a home in the future. In this episode, Kelsey and Armando discuss some t...