VANAKAM FRIENDS THIS EPISODE IS ALL ABOUT HOW TO ACHIEVE FINANCIAL STABILITY AND REDUCE DEBT FROM THE BOOK "THE TOTAL MONEY MAKEOVER " BY DAVE RAMSEY. HOPE YOU LIKE THIS.

00:00 - INTRO 

01:00 - NO MORE DENIAL 

02:33 - GET AN EMERGENCY FUND

04:11 - DEBT SNOWBALL

06:24 - CREATE A RUNWAY FUND

07:38 - INVEST & ENJOY

08:50 - CONCLUSION

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