What if the home you can afford today is out of reach by next month? As rates shift and prices climb, waiting too long could cost you more than you think. Today, I’ll walk you through smart ways to navigate rising rates without overpaying or rushing your decision. You’ll learn how a seller-paid temporary buy-down can lower your rate for the first few years and how flexible rate lock programs protect you if rates improve later. To learn more, just check out my video below!