In this episode, Kerry discusses the struggles faced by Steve, a business owner in the HVAC industry, and offers four solutions to improve cash flow. The main challenges Steve faces include inconsistent cash flow, slow customer payments, lack of expense management, and high operating expenses. Kerry suggests implementing the profitability accounting method, improving invoicing and payment processes, tracking and reducing expenses, and optimizing operating costs. By staying ahead of cash flow, business owners can stabilize their finances and create a more profitable operation.