2020 has been quite the discouraging year. The coming of a plague on America, division, civil unrest, violence, economic and social deterioration, bitterness, hate, and so on. On top of that one of my best friends Jack Murphy whom I spoke with nearly every day and with whom I routinely exchanged counsel was taken to heaven. Several other good friends are facing tremendous trials including life threatening health issues and I found out just yesterday that once again I will need back surgery sooner rather than later . . . https://www.wordsfortheday.com/index.php/2020/11/how-to-avoid-catastrophe/