Martin was the kind of retiree most people dream of becoming. Two pensions. Multiple rental properties. Five paid-off vehicles. And a calm, confident outlook that comes from decades of wise financial decisions. At 72, he had everything in order - from Social Security strategy to 529 plans for the grandkids. But when asked how confident he felt about retirement, Martin didn’t say 100%. He said 90%. And that last 10% uncovered a blind spot that even well-prepared retirees often miss: the quiet, devastating threat of losing #generationalwealth.